If its only just started making the noise then you should be ok for a while, it will be considered wear and tear, its a common fault on all 1.9 CDTI 150's in various models, mine needs doing too and im at 85k.
I have heard of some extended warranty companies covering this sort of thing, but its wrong of them to make you pay upfront to have it checked out without any promise of covering the work afterwards. IF that was me id be asking what's the point of having an extended warranty?
You can get and new flywheel clutch and slave cylinder (they all should be changed together to save money down the road) fitted for £600-700, mines being booked in at A1 clutches to be done with LUK parts for £620.
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