Ok some of you may know i swapped my corsa for an astra around a year ago...
sorry bit of indepth but something that i feel i need other opinions on as im the sort of person to miss obvious things...
im now thinking its not worth the money im paying per month for my astra (not on finance though) and there are three options that i feel i have,
main reasons for feeling this way is now i dont do as much mileage so diesel doesnt really make a massive difference to my funding atm as im only getting around the same mileage from a full tank in my 1.9 as i used to get in my 1.8 c, feel id rather have a cheaper car with no repayments of any form against it (again noting the astra is not on finance), I feel that selling the astra using the money to pay off the money i owe and having maybe more spare cash each month I could save towards moving out ect ect, and more recently had a few problems with the car and i know i could buy a difference car and same problems but i never had any problems with my last corsa and that is the option that is sounding so appealing atm to me...
first option out of the three that is most appealing, sell the astra buy a nice corsa c 1.8 sri use the left over cash to pay off various debts and leave myself in better financial position and potentially spending abit less per month...
option 2 keep the astra and try to pay off the money against it as soon as possible however it is still a substantial sum of money and could take upto a year if i devoted all of my savings towards it...
or option three which is least appealing to me, sell the astra, buy a bag of bolts that will just make it for a few months till i have cleared every penny i owe and then start a fresh with no loans ect...
the financial situation as it stands is an overdraft, credit card and bank loan for the car. However the bank loan remaining is lower than what i feel the car is worth however i may be expecting too much for my car...not 100% sure thats what i need your opinion on most...feel like atm im supporting a car and ignoring the money i owe and i dont want it coming back to haunt me in the near future, spoke to the bank manager he reassured me that the loan wouldnt make much of a difference, its the overdraft and credit card as they are student based and i am no longer a student so i will be paying interest on them soon...
any opinions or thought/advise will be taken in, obviously there are more experienced people on here with money cars and life and ive met a few of you now and trust you enough to listen to your advice
thankyou
Jez
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